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Card and Contactless Payment Options for Small Businesses
Business
3rd March 2025

Every year, we’re moving closer and closer towards a cashless society. Driven by customers not carrying cash and businesses wanting to make transactions as simple and speedy as possible, card and contactless payments have quickly become the norm at checkouts. A number of businesses have completely cut out cash in favour of quick and secure payments, with the younger generations preferring to make this type of transaction by card or phone.

Businesses that do not have card or contactless capabilities, if not already, will start to find they are losing business to competition that can offer these more modern payment methods. With this in mind, it wouldn’t take long before small businesses like caterers struggle to turn a profit altogether. 

 

Whilst they do come at a cost, there are plenty of card and contactless payment options for small businesses available. Many of the machines can connect via an app on your smartphone, making connectivity safe and easy.

 

Take a look at Access Point’s picks for contactless payment options for small businesses and discover the advantages of using each of our favourite card readers for promotional spaces, pop-up shops and kiosks.

Option 1
Zettle by PayPal
  • Widest range of accepted cards
  • Signing up is straightforward
  • Fixed-rate: 1.75% per transaction
  • No contract and no monthly fees, simply purchase the card reader
Option 2
SumUp 3G
  • Accepts the major card brands
  • With or without receipt printer
  • Fixed-rate: 1.69% per transaction
  • No contract and no monthly fees, simply purchase the card reader
Option 3
Square Reader
  • Many payment tools and integrations included
  • Smallest reader, best free iOS app
  • Fixed-rate: 1.75% per transaction
  • No contract and no monthly fees, simply purchase the card reader
Option 4
Worldpay
  • 24/7 customer support
  • Mobile, portable & countertop models, from £17.95 per month rental fee
  • Fees depend on turnover and more
  • Traditional payment company
  • 18 month contract
Option 5
Take Payments
  • Mobile, portable & countertop models, from £7.50 per month rental fee
  • Multi-pay terminal for six users
  • Fees depend on turnover and more
  • Cheap monthly plans available, 12-month contract on some plans, plus set up fees
Option 6
Barclaycard Business
  • Accepts the major cards
  • Mobile, portable & countertop models, from £15 per month rental fee
  • Fees depend on turnover and more
  • 18-month contract with setup fee
Option 7
Dojo
  • £20 per month rental fee for terminal
  • 1 or 6-month contracts available
  • Fee dependent on turnover and more
  • Next day payouts
Final
Find a Site with Access Point

Now that you’ve got a better idea of what contactless payment options for small businesses are on offer, it’s time to find you a site to start selling. At Access Point, we can offer you access to a range of venues, from shopping centres and train stations to garden centres and town and city centres. Whether you’re looking to sell from mobile catering sites or Pod promotional spaces, we can help you out. 

If you’re keen to find out more about Access Point, however, you can learn more about us on our website or contact us for more information by calling 01704 544999 or emailing hello@apuk.net.

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